Library International Mathematics 0607 Time, Currency & Units
O Level · International Mathematics 0607

Time, Currency & Units

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Cambridge IGCSE International Maths — Extended

Time, Currency & Units

Big idea: Time, money, and measurements all use their own "counting systems" — once you know the conversion number for each one, every question becomes the same three steps: work out the rate, decide multiply-or-divide, then round sensibly.

Summary — What's in This Chapter

  • Time: conversions (seconds → minutes → hours → days → years), reading 12-hour vs 24-hour clocks, calculating durations, timetables, and time zones.
  • Money calculations: spotting keywords (total, difference, exchange), and rounding money correctly — usually to 2 decimal places.
  • Exchange rates: converting between currencies by multiplying or dividing by the given rate.
  • Converting units: length, mass, and volume/capacity conversions using powers of 10.
  • Squared & cubic units: why you must square or cube the conversion factor for area and volume — not just multiply once.

1. Time

Why time is "annoying" compared to normal numbers

Every other measurement in maths (length, mass, money) is based on powers of 10 — that's the decimal system. Time is not decimal. It's a leftover from ancient Babylonian counting, which is why we have 60 seconds in a minute (not 100), and 24 hours in a day (not 10). This is exactly why time trips people up on calculators — more on that in the Exam Tips section.

Core Time Conversions
60 seconds = 1 minute  |  60 minutes = 1 hour  |  24 hours = 1 day
7 days = 1 week  |  365 days = 1 year (366 in a leap year)
52 weeks = 1 year (plus 1 day)  |  12 months = 1 year  |  1000 years = 1 millennium
Plain English: memorise these like a times table — they show up constantly and are never given to you in the exam.
Memory rhyme for days in each month

"Thirty days have September, April, June and November. All the rest have thirty-one, except February alone — which has twenty-eight days clear, and twenty-nine in each leap year."

MonthDaysMonthDays
January31July31
February28 (29 leap)August31
March31September30
April30October31
May31November30
June30December31

12-hour clock vs 24-hour clock

Think of it like this: a 12-hour clock is like running around a circular track twice a day — once labelled AM (midnight to midday) and once labelled PM (midday to midnight). A 24-hour clock only runs around the track once, so it needs bigger numbers (00:00 to 23:59) instead of relabelling with AM/PM.

  • 24-hour time always uses four digits, e.g. 09:05, not 9:5.
  • Midnight = 00:00 (24hr) = 12:00am (12hr)
  • Midday = 12:00 (24hr) = 12:00pm (12hr)
  • Anything from 1pm onwards: add 12 to the hour. E.g. 5:32pm → 17:32.
Quick conversion table
12:02am → 00:02
9:37am → 09:37
12:10pm → 12:10
5:32pm → 17:32

Reading an analogue clock

An analogue clock always works in 12-hour time. The short hand points to the hour (each number = 1 hour). The long hand points to the minutes (each number = 5 minutes, since 12 × 5 = 60). Some clocks add small tick marks between the numbers for individual minutes.

Worked example — reading analogue clocks
Hour hand between 1 and 2, minute hand on 6 → 01:30 (half past one). The hour hand sits exactly halfway between 1 and 2 because 30 minutes is half of an hour.
Hour hand close to 7 (not yet there), minute hand on 9 → 06:45 (quarter to seven). The hour hand is much closer to 7 than to 6, because 45 minutes means we're nearly at the next hour.

Calculating durations — the "chunks of time" method

This is the single most useful technique in the whole time section. Don't try to subtract times directly (11:23 − 6:32 does not work like normal subtraction because of the 60-minute wraparound). Instead, break the journey into friendly chunks:

The Chunks Method
Step 1: minutes to the next whole hour → Step 2: whole hours → Step 3: remaining minutes to the final time
Add all three chunks together at the end. This avoids ever having to "borrow" awkwardly across a 60-minute boundary.
Worked example — time between 6:32pm and 11:04pm
Chunk 1: 6:32pm → 7:00pm = 28 minutes
Chunk 2: 7:00pm → 11:00pm = 4 hours
Chunk 3: 11:00pm → 11:04pm = 4 minutes
Add: 4 hours + 28 min + 4 min = 4h 32min
✓ 4 hours 32 minutes
Calculator warning

1 hour 30 minutes on a calculator does not mean 1.30 — it means 1.5 (because 30 minutes is half an hour, i.e. 30/60 = 0.5). Use your calculator's degrees/minutes/seconds button (° ' '') to enter time directly and avoid this trap, then convert back using the same button.

Practice Question 1
A film starts at 21:50 and lasts 1 hour 35 minutes. What time does it end?
Practice Question 2
A train journey starts at 9:48am and finishes at 1:15pm. How long, in hours and minutes, was the journey?

Bus and train timetables

Timetables almost always use the 24-hour clock, written as 4 digits with no colon (e.g. 0816 means 08:16). Each column represents a different bus/train. The times listed are usually departure times at each stop, except the very last stop, which shows the arrival time.

Worked example — reading a timetable
Coronation St: 0750 / 0800 / 0816
Ramsey St: 0825 / 0840 / 0903
Question: how long does the 0800 bus take between these two stops?
Use the middle column: 08:40 − 08:00 = 40 minutes
✓ 40 minutes

Time zones

Different places on Earth see the sun at different times, so clocks are set differently depending on longitude. If a country is "ahead," its clock shows a later time than yours right now; if it's "behind," its clock shows an earlier time. The key skill is: add the time difference to move to a location ahead of you, subtract it to move to a location behind you.

Time Zone Rule
Going to a place that's AHEAD → ADD the time difference
Going to a place that's BEHIND → SUBTRACT the time difference
Worked example — flight across time zones
Madrid is 7 hours ahead of Chicago. A flight leaves Madrid at 7:30am and lasts 9h 45m.
Step 1 — work entirely in Madrid time first: 07:30 + 9h 45m = 17:15 (Madrid time on arrival)
Step 2 — convert to Chicago time. Since Madrid is ahead, Chicago is behind, so subtract 7 hours: 17:15 − 7h = 10:15
✓ Local arrival time in Chicago: 10:15am
Practice Question 3
Tokyo is 8 hours ahead of London. It is 3:20pm in London. A phone call is made from London to a friend in Tokyo. What time is it in Tokyo when the call is made?

2. Money Calculations

Money questions are really just wordy versions of add/subtract/multiply/divide questions. The exam skill isn't the arithmetic — it's translating the words into the correct operation, and then rounding sensibly at the end.

Reading the keywords

Keyword in the questionWhat to do
"Total" / "sum"Add up
"Difference" / "increase" / "decrease"Subtract
"Exchange rate" / "convert currency"Multiply or divide (see Exchange Rates below)

Money questions are also a favourite place for examiners to sneak in other topics you've learned — percentages, fractions, simple/compound interest — dressed up as a shopping or bill scenario. Always identify which "maths skill" is really being tested underneath the money context.

Rounding rules for money

The 2-Decimal-Place Rule
Pounds, dollars, and euros are normally written to 2 decimal places — even if the second digit is zero.
£1.4 on a calculator display must be written as £1.40 in your answer. This matters for marks!

For very large amounts (like the price of a car or a house), rounding to the nearest £1, £10, or £100 might make more sense — use your judgement based on the size of the numbers in the question. Some currencies (like Japanese Yen or Indonesian Rupiah) naturally involve huge numbers, so rounding to the nearest whole unit is usually appropriate there.

The golden rule for multi-step money problems

Keep every decimal place throughout your working — don't round in the middle of a calculation. Only round your final answer. Rounding too early causes small errors that snowball and cost you marks.

Worked example — combining several money skills
4 t-shirts at £8.50 each, 2 shorts at £7.20 each, and 45 litres of petrol at £1.579/litre. Find the total spent.
T-shirts: 4 × 8.50 = £34
Shorts: 2 × 7.20 = £14.40
Petrol: 45 × 1.579 = £71.055 (keep the extra decimal place — don't round yet!)
Total: 34 + 14.4 + 71.055 = £119.455
Only NOW round to 2dp, since we're dealing with everyday amounts of money.
✓ £119.46
Practice Question 4
Priya buys 3 notebooks at £2.35 each and fills her car with 32 litres of fuel at £1.489 per litre. Find the total she spends, to the nearest penny.

3. Exchange Rates

An exchange rate tells you how much one unit of currency A is worth in currency B — it's exactly the same idea as converting cm to inches, just with money. The tricky part is always deciding whether to multiply or divide.

Exchange Rate Rule
If £1.00 = €1.17, then:
GBP → EUR: multiply by 1.17
EUR → GBP: divide by 1.17
Think of it as: you're always converting into the currency on the right-hand side of the rate by multiplying, and converting back by dividing.
Foolproof method if you're not sure

Can't decide whether to multiply or divide? Do both calculations on scrap paper, then use common sense: 1 GBP is worth more than 1 EUR (because 1.17 > 1), so converting GBP → EUR should give you a bigger number. Whichever of your two answers is bigger is the correct one for that direction. Pick it, cross out the other.

Worked example — converting through a "middle" currency
1 USD = 155.62 JPY, and 1 AUD = 102.09 JPY. An item costs 40 USD. Find the cost in AUD.
Step 1: USD → JPY (multiply, since we're going "into" JPY): 40 × 155.62 = 6224.80 JPY
Step 2: JPY → AUD (divide, since we're coming "out of" JPY): 6224.80 ÷ 102.09 = 60.9736...
Round to 2dp since it's money
✓ 60.97 Australian Dollars
Practice Question 5
The exchange rate is £1 = $1.32. Convert (a) £45 to dollars, and (b) $200 to pounds (2dp).
Practice Question 6
1 GBP = 1246.59 Indian Rupees. Roughly how many rupees is £100 worth, rounded to the nearest whole rupee?

4. Converting Between Units

Unlike time, metric units of length, mass, and capacity do follow the decimal system — so every conversion here is just multiplying or dividing by a power of 10 (10, 100, or 1000). Your only real job is figuring out which power of 10, and whether to multiply or divide.

The "does it get bigger or smaller" trick

Universal Conversion Rule
Converting to a SMALLER unit → MULTIPLY (you need more of them)
Converting to a BIGGER unit → DIVIDE (you need fewer of them)
Example: 1m = 100cm. A centimetre is smaller than a metre, so converting m → cm means multiplying by 100. Converting cm → m means dividing by 100.

Length

ConversionDirection to multiply
1 cm = 10 mmcm → mm: ×10
1 m = 100 cmm → cm: ×100
1 km = 1000 mkm → m: ×1000

Mass

ConversionDirection to multiply
1 g = 1000 mgg → mg: ×1000
1 kg = 1000 gkg → g: ×1000
1 tonne = 1000 kgtonne → kg: ×1000

Volume / Capacity

ConversionDirection to multiply
1 litre = 100 cl = 1000 mllitre → ml: ×1000
1 cl = 10 mlcl → ml: ×10
1 ml = 1 cm³directly equal — no conversion needed!
1 litre = 1000 cm³litre → cm³: ×1000
1 m³ = 1000 litresm³ → litres: ×1000
Multi-step conversions

If there's no direct conversion (e.g. cm straight to km), don't panic — just convert in stages through a "stepping stone" unit. cm → m → km works because you know both of those individual conversions already.

Worked example — multi-step length conversion
Convert 12,300 cm to km.
Stage 1 — cm to m (divide by 100, since m is bigger): 12300 ÷ 100 = 123 m
Stage 2 — m to km (divide by 1000, since km is bigger): 123 ÷ 1000 = 0.123 km
✓ 0.123 km
Practice Question 7
Convert 3.2 kg to mg. (Hint: go via grams.)
Practice Question 8
A bottle holds 750 ml of juice. How many litres is this?

5. Squared & Cubic Units

This is the single biggest trap in this whole chapter — and it's worth understanding properly rather than just memorising, because half-remembered rules here cause a LOT of lost marks.

Why you can't just reuse the length conversion

Imagine a square that measures 1 m by 1 m. Its area is 1 m². Now convert each side to centimetres: 100 cm by 100 cm. What's the area now? 100 × 100 = 10,000 cm² — NOT 100 cm² as you might first guess by just copying the length conversion factor. This happens because area is two-dimensional — length gets converted twice (once for each side), so the conversion factor itself must be squared. The same logic applies to volume, but conversion happens three times (length × width × height), so the factor must be cubed.

The Squaring/Cubing Rule
For AREA: square the length conversion factor
For VOLUME: cube the length conversion factor
Since 1 cm = 10 mm, then: 1 cm² = 10² mm² = 100 mm², and 1 cm³ = 10³ mm³ = 1000 mm³.

Area conversions

ConversionWhy
1 cm² = 100 mm²10² = 100
1 m² = 10,000 cm²100² = 10,000
1 km² = 1,000,000 m²1000² = 1,000,000
1 hectare (ha) = 10,000 m²given fact, not derived

Volume conversions

ConversionWhy
1 cm³ = 1000 mm³10³ = 1000
1 m³ = 1,000,000 cm³100³ = 1,000,000
1 km³ = 1,000,000,000 m³1000³ = 1,000,000,000
Worked example — converting area
Convert 8254 mm² to cm².
First: 1 cm = 10 mm, so 1 cm² = 10² mm² = 100 mm²
cm² is bigger than mm², so we divide: 8254 ÷ 100 = 82.54
✓ 82.54 cm²
Worked example — converting volume
Convert 2.54 m³ to cm³.
First: 1 m = 100 cm, so 1 m³ = 100³ cm³ = 1,000,000 cm³
cm³ is smaller than m³, so we multiply: 2.54 × 1,000,000 = 2,540,000
✓ 2,540,000 cm³
Practice Question 9
Convert 3.6 m² to cm².
Practice Question 10
Convert 5,000,000 mm³ to cm³.

What to Memorise

CategoryFacts to know cold
Time60s=1min, 60min=1hr, 24hr=1day, 7days=1week, 365days=1yr (366 leap), 52weeks=1yr, 12months=1yr
Days per month30: Sept, April, June, Nov. 31: all others. Feb: 28 (29 leap)
Clock landmarksMidnight = 00:00 = 12am. Midday = 12:00 = 12pm
Length1cm=10mm, 1m=100cm, 1km=1000m
Mass1g=1000mg, 1kg=1000g, 1 tonne=1000kg
Capacity1 litre=100cl=1000ml, 1cl=10ml, 1ml=1cm³, 1 litre=1000cm³, 1m³=1000 litres
Area conversionsSquare the length factor: 1cm²=100mm², 1m²=10,000cm², 1km²=1,000,000m²
Volume conversionsCube the length factor: 1cm³=1000mm³, 1m³=1,000,000cm³, 1km³=1,000,000,000m³
Money roundingRound to 2 decimal places, always write both digits (e.g. £1.40 not £1.4)
Exchange rate directionMultiply to convert into the currency on the right of the rate; divide to convert back

Concepts Checklist

Exam Tips & Common Mistakes

Treating time as decimal on a calculator

Writing "1 hour 30 minutes" as 1.30 instead of 1.5 is the #1 time mistake. 30 minutes is 30/60 = 0.5 of an hour, not 0.30. Use the °'' button on your calculator to enter time safely, or convert minutes to a fraction/decimal of an hour by hand.

Forgetting to square/cube the conversion factor

Students often write 1 m² = 100 cm² (just copying the length fact) instead of 1 m² = 10,000 cm². Always ask yourself: is this a length (×1), area (×2, so square it), or volume (×3, so cube it)?

Rounding too early in multi-step money problems

Rounding each individual cost to 2dp before adding them up introduces small errors that compound. Keep full decimal precision throughout your working, and round only your final answer.

Multiplying instead of dividing (or vice versa) in currency conversion

If you're not sure, calculate both options and use common sense: converting to a currency with a "weaker" value per unit (e.g. GBP to JPY) should always produce a bigger number.

Getting muddled on the AM/PM boundary

When a calculation crosses over midday or midnight, always double check whether you've flipped from AM to PM (or vice versa) correctly — this is a classic place to lose marks even when your method is otherwise perfect.

Adding instead of subtracting for a "behind" time zone (or vice versa)

Always state clearly to yourself: "Am I moving to a place ahead (add) or behind (subtract)?" before doing the calculation — writing this reasoning down also secures method marks even if your final number is wrong.

Missing the second decimal place in money answers

£1.4 should always be written as £1.40 in a final answer — examiners specifically check for this, and it can cost you a mark even if your maths was correct.

What examiners are really looking for

Show every "chunk" of your working in time questions — don't just write the final answer. Method marks are awarded even if your final answer has a small error, as long as your steps are clear and logically laid out.

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  • 5. Squared & Cubic Units
  • Exam Tips & Common Mistakes
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